Scotsman Guide's Privacy Policy

Scotsman Guide Media is committed to providing quality information and services to the mortgage community. To do this, we need to know a little about you.


What information do we collect?


We collect personal information about the user during registration plus any additional information volunteered by the consumer, such as survey information. In addition, we collect and information on which pages users access or visit. The information we collect is used for internal review to improve the content of our Web pages, and to provide information to advertisers and potential advertisers about site use, including specific information about user activity associated with a particular advertisement. In addition, in the case of registered users of the Scotsman Guide Loan Post feature, we provide the contact information of users who post loans to lenders that advertise in Scotsman Guide, unless the user selects otherwise.  


The search facility


Banner advertisements on the Site may be matched to your role in the mortgage industry, the results of a lender search, or other factors not explicitly listed here.


What about the information requested during registration?


When registering with Scotsman Guide, we need information from you that identifies you personally. This includes your name, company name, e-mail address and telephone number and other information.  We ask some additional questions so we can gain a clearer understanding of our users. Registered users will have a public profile page where their name, company name and other information is displayed.  We need your e-mail address in order to send you confirmation of your user identity and password and to send you e-mail alerts regarding blog, forum, and loan post activity.  In addition, we collect your contact information (name, company name, e-mail address and phone number) so that we can provide lenders who advertise in Scotsman Guide and who respond to your loan posting scenarios with your contact information if you agree to have your contact information displayed.  Please note that the “Show Contact Information” is pre-selected.  If you do not want your contact information made available to lenders responding to your postings, please unselect the box.   Go to the “Notification Settings” area of the “Manage Account” page to opt out of allowing other users to contact you via email or change your email notification settings.  


Cookies


Third party vendors, including Google, use cookies to serve ads based on a user’s prior visits to our website.  Google’s use of the DoubleClick cookie enables it and its partners to serve ads to our users based on their visit to our site and/or other sites on the internet.  In addition, we use Google Analytics tracking of our users, including the use of cookies and other identifying information (e.g. i.p. address) to track user behavior and deliver targeted ads.  Users may opt out of the use of the DoubleClick cookie for interest-based advertising by visiting aboutads.info.


Subscriptions


We offer one free print subscription of Scotsman Guide's residential and commercial editions to each mortgage-origination office in the United States. For subscriptions, renewals and for audit purposes we collect company name, company type, address, e-mail address and other optional information. An e-mail address is required for contacting you about any problems with your subscription request and/or renewal or for auditing purposes. E-mail addresses also may be used to inform you of industry news, press releases, of our services or offers by us or one of our affiliates. All of our e-mails have an opt-out option, in addition to a global opt-out option to remove your e-mail address from our distribution list entirely.  You can also opt out of 3rd party emails by simply clicking here and sending us an email of your request ThirdPartyOptOuts@scotsmanguide.com.


Your privacy is important to us


We strive to do everything we can to protect the privacy of our users. We may at times establish a business relationship with other people or entities that we believe to be trustworthy and that we have asked to confirm their privacy policies is consistent with ours. In these cases, we may allow these people or entities to contact you regarding products or services that may be of interest to you.


If you wish to opt out of such third-party communications, click here. In addition, on a limited basis, we may provide access to our subscriber information to qualified third-party industry-research firms solely for the purpose of assessing current information on the industry, practices, size and current market trends. 


From time to time, we may use customer information for new, unanticipated uses not previously disclosed in our privacy notice. If our information practices change at some time in the future, we will post the policy changes on our website to notify you of these changes and provide you with the ability to opt out of these new uses. If you are concerned about how your information is used, we recommend that you review this privacy statement periodically, as Scotsman Guide Media may update it.


Global Opt-Out

If you do not wish to receive ANY e-mail notices from Scotsman Guide Media, please send an e-mail to GlobalOptOuts@scotsmanguide.com.


Purchasing by credit card


To verify your credit card purchase, we have to ask you to present your details in a specific way.


Here are some tips to help you ensure that your details are entered correctly: 


First and last name: Your name must be entered exactly as it is printed on your card and statement. If this includes a middle initial, this should be entered along with your first name in this fashion:

First Name: Michelle A

Last Name: Smith

Address: This must be entered as it appears in your credit-card records.

State/Province: Only complete this field if you have entered "U.S./Canada" as your country.

Telephone number: Nonnumeric characters are ignored by theverification system, and consequently it will not matter if you insert hyphens, spaces or leave blank spaces in between the numerals.

Credit card number: Nonnumeric characters are ignored by the verification system, and consequently it will not matter if you insert hyphens, spaces or leave blank spaces in between the numerals.


Linking to and from Scotsman Guide Media website


Please contact us at feedback@scotsmanguide.com if you would like to link to or from our site, and we will advise you about our policies. Please provide full details of your site and how the linking will be used.

Scotsman Guide Media

P.O. Box 692

Bothell, WA 98041-0692

(800) 297-6061

©2019 Scotsman Guide Media. All Rights Reserved.